:root{--navy:#12284C;--navy2:#1B3A6B;--coral:#D62839;--coral-d:#B81F2F;--bg:#F4F6FA;--white:#fff;--ink:#16223A;--mut:#4A5873;--line:#D5DDEC;--green:#1F9D6B;--gold:#F5B73B;--sh:0 10px 30px rgba(18,40,76,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,sans-serif;font-size:17px;line-height:1.6}
img,svg{max-width:100%}
h1,h2,h3{font-family:"DM Serif Display",Georgia,serif;font-weight:400;line-height:1.12;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.1rem,7vw,3.4rem)}
h2{font-size:clamp(1.65rem,5vw,2.3rem)}
h3{font-size:1.3rem}
a{color:var(--coral-d);text-underline-offset:3px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;box-shadow:0 0 0 6px var(--navy)}
.skip{position:absolute;left:-999px;top:0;background:var(--white);padding:8px 12px;z-index:99}
.skip:focus{left:8px;top:8px}
.container{width:100%;max-width:1040px;margin:0 auto;padding:0 18px}
.narrow{max-width:720px}
.topbar{background:var(--navy);color:#fff;text-align:center;font-size:.85rem;padding:8px 12px;border-bottom:1px solid #ffffff22}
.topbar b{color:var(--gold)}
.site-header{background:var(--white);border-bottom:1px solid var(--line)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.15rem;letter-spacing:.04em}
.logo svg{width:36px;height:36px}
.logo small{background:var(--coral);color:#fff;font-size:.62rem;padding:3px 7px;border-radius:4px;letter-spacing:.12em}
.badge{display:inline-block;background:#E8EEF8;color:var(--navy);border-radius:999px;padding:3px 12px;font-weight:700;font-size:.78rem;text-transform:uppercase;letter-spacing:.06em}
/* hero */
.hero{background:var(--navy);color:#fff;padding:34px 0 120px}
.hero h1{color:#fff}
.hero-grid{display:grid;gap:26px;align-items:center}
.heroimg{display:block;width:100%;height:auto;border-radius:24px;box-shadow:0 14px 40px rgba(0,0,0,.35)}
.pre{display:block;color:#FF8A95;font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.9rem;margin:0 0 10px}
.hl{color:var(--gold)}
.lead{font-size:1.12rem;color:#DCE5F5;max-width:34em}
.when{background:#ffffff14;border:1px solid #ffffff33;border-radius:10px;padding:10px 14px;font-weight:600;margin:14px 0}
.stickers{display:none}
.sub-cta{font-size:.85rem;color:#B9C6E0;text-align:center;margin:8px 0 0}
/* floating white panel */
.panel{background:var(--white);border-radius:20px;box-shadow:var(--sh);padding:28px 22px;margin:-84px auto 0;position:relative;max-width:900px}
.panel h2{text-align:center}
/* forms */
.card{background:var(--white);border-radius:18px;box-shadow:var(--sh);padding:22px}
.card h2,.card h3{font-size:1.6rem}
label,legend{display:block;font-weight:600;margin:14px 0 6px}
.opt{font-weight:400;font-size:.9rem;color:var(--mut)}
input[type=text],input[type=email],select{width:100%;min-height:52px;font:inherit;padding:10px 14px;border:2px solid var(--line);background:#fff;border-radius:10px;color:var(--ink)}
input:focus,select:focus{border-color:var(--navy)}
input[aria-invalid=true],select[aria-invalid=true]{border-color:var(--coral);background:#FFF3F4}
.check{display:flex;gap:10px;align-items:flex-start;margin:16px 0 4px;font-weight:400;font-size:.95rem}
.check input{width:24px;height:24px;margin:2px 0 0;flex:none;accent-color:var(--coral)}
.err{display:none;color:var(--coral-d);font-weight:600;font-size:.93rem;margin-top:6px}
.err.show{display:block}
.err::before{content:"! ";font-weight:800}
.form-status{margin-top:12px;color:var(--mut)}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.btn{display:block;width:100%;min-height:56px;margin-top:18px;font:800 1.1rem Inter,sans-serif;background:var(--coral);color:#fff;border:0;border-radius:12px;box-shadow:0 6px 0 var(--coral-d);padding:14px 20px;cursor:pointer;text-align:center;text-decoration:none;transition:transform .08s,box-shadow .08s}
.btn:hover{background:#E02F41}
.btn:active{transform:translateY(4px);box-shadow:0 2px 0 var(--coral-d)}
.btn[disabled]{opacity:.7;cursor:progress}
.btn small{display:block;font-weight:500;font-size:.82rem;opacity:.9;margin-top:2px}
.small{font-size:.9rem}
/* sections */
section{padding:46px 0}
.band-white{background:#fff}
.band-navy{background:var(--navy);color:#fff}
.band-navy h2{color:#fff}
.band-soft{background:#E8EEF8}
.two{display:grid;gap:24px}
.list{list-style:none;padding:0;margin:0}
.list li{padding:10px 0 10px 38px;position:relative}
.list li::before{content:"";position:absolute;left:0;top:13px;width:24px;height:24px;border-radius:6px;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/18px no-repeat}
details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:0 0 12px}
summary{cursor:pointer;padding:16px 18px;font-weight:700;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";float:right;font-size:1.4rem;line-height:1;color:var(--coral)}
details[open] summary::after{content:"–"}
details p{margin:0;padding:0 18px 16px;color:var(--mut)}
.notice{background:#FFF8E6;border:1px solid #F2D58A;border-radius:14px;padding:16px 18px}
.letter{background:var(--bg);border-left:5px solid var(--coral);border-radius:0 14px 14px 0;padding:20px 22px}
.letter p{margin:0 0 1em}
.compare{display:grid;gap:18px}
.compare .card h3{font-family:Inter,sans-serif;font-weight:800;text-transform:uppercase;font-size:1rem;letter-spacing:.05em}
.compare .no{background:#fff;border-top:5px solid #9AA7C2}
.compare .yes{background:#fff;border-top:5px solid var(--green)}
.compare ul{padding-left:1.2em;margin:0}
.compare li{margin:6px 0}
.daycards{display:grid;gap:16px}
.daycard{background:#fff;border-radius:16px;box-shadow:var(--sh);padding:20px}
.dayimg{float:right;width:60px;height:60px;margin:0 0 8px 12px}
.daycard .n{display:block;color:var(--coral-d);font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;margin-bottom:4px}
.daycard p{margin:0;color:var(--mut)}
.bonus{list-style:none;padding:0;margin:0 0 8px}
.bonus li{background:#fff;color:var(--ink);border-radius:14px;padding:14px 18px;margin:0 0 12px}
.bonus b{display:block;color:var(--navy)}
.quiz-opt{display:block;width:100%;text-align:left;font:inherit;font-weight:600;background:#fff;border:2px solid var(--line);border-radius:12px;padding:15px 18px;margin:0 0 12px;cursor:pointer;min-height:56px;color:var(--ink)}
.quiz-opt:hover,.quiz-opt:focus-visible{border-color:var(--navy);background:#EEF3FC}
.progress{font-weight:700;text-transform:uppercase;letter-spacing:.06em;font-size:.82rem;color:var(--mut)}
.bar{height:10px;border-radius:99px;background:var(--line);margin:8px 0 22px;overflow:hidden}
.bar i{display:block;height:100%;background:var(--coral);width:0;transition:width .2s}
dialog{border:0;border-radius:20px;box-shadow:0 20px 60px rgba(0,0,0,.4);padding:22px;max-width:460px;width:calc(100% - 28px);background:#fff;color:var(--ink)}
dialog::backdrop{background:rgba(18,40,76,.7)}
.dlg-close{float:right;font:700 1.5rem Inter,sans-serif;background:var(--bg);border:0;border-radius:50%;width:44px;height:44px;cursor:pointer;color:var(--navy)}
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:20;background:#fff;border-top:1px solid var(--line);padding:10px 16px;display:none;box-shadow:0 -6px 20px rgba(18,40,76,.12)}
.sticky .btn{margin:0;min-height:50px;box-shadow:none}
.card-print{background:#fff;border:3px solid var(--navy);border-radius:18px;padding:24px}
.card-print h1{font-size:2.2rem}
/* simple pages */
.page{padding:40px 0 60px}
.page h2{font-size:1.4rem;margin-top:1.6em}
.page h1{font-size:clamp(2rem,6vw,2.8rem)}
.updated{font-size:.9rem;color:var(--mut)}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding:0 0 14px 50px}
.steps li::before{content:counter(s);position:absolute;left:0;top:-2px;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center}
.site-footer{background:var(--navy);color:#B9C6E0;padding:26px 0;font-size:.9rem}
.site-footer a{color:#fff}
@media (max-width:819px){.sticky{display:block}body{padding-bottom:78px}}
@media (min-width:820px){
 .hero{padding:48px 0 130px}
 .hero-grid{grid-template-columns:.95fr 1.05fr;gap:48px}
 .panel{padding:38px 44px}
 .two{grid-template-columns:1fr 1fr;gap:36px}
 .compare{grid-template-columns:1fr 1fr}
 .daycards{grid-template-columns:repeat(2,1fr)}
 .btn{width:auto;min-width:260px}
 .card .btn,.hero .btn{width:100%}
}
@media print{.site-header,.topbar,.site-footer,.noprint,.sticky{display:none!important}body{background:#fff}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}